Why is there an annual fee?
To receive your bYond card and complete your account setup, you may need to pay an annual membership fee of up to £5. We’ll let you know during registration if this applies to you.
What Is the Fee For?
The annual fee helps us provide a high-quality service and includes:
- Access to exclusive cashback* offers that help cardholders earn an average of £250+ per year
- Coverage of card and account costs
- Ongoing improvements to keep cashback deals relevant and valuable
Is It Worth It?
Absolutely! Most users earn back the fee within their first few transactions. After that, every purchase helps you save more. Our cashback* offers cover everyday spending at some of the UK’s biggest retailers—making your money go further.
How Do I Pay the Annual Fee?
- Your first fee is paid during registration
- After that, the fee is deducted from your card balance each year
Don’t Want to Pay the Fee?
No problem! You can contact us to cancel your account at any time. If you change your mind later, you’re welcome to come back.
* Cashback is calculated on purchases at participating retailers and credited to your Cashback Vault 30 days after the relevant transaction settles. Cashback in the Vault, and any pending Cashback not yet credited, will be lost when your Card becomes Dormant after six months without use or reload, or three months after your Card is cancelled. You can avoid this by using or reloading your Card, or transferring Cashback to your Card Funds, before the relevant deadline. Rates vary by retailer and may change; refunded purchases may reverse Cashback. See the Card Terms for full details